For along term debt solutions, the act of your debts being settled is not the end. You should follow some steps to ensure your future security from debts. It is advisable to seek for counseling in matters that involve debts. Getting counseling on money management is vital so that you gain knowledge on how to spend your money or spend what you can afford. This has proved very effective to many debt victims.
The general overhaul of your lifestyle is essential; rather than spending you money on unnecessary items, or spending your free time in paid activities you can substitute that with watching the television, taking walks, participating in charity work and other free activities. The examination of what are your real needs and luxury needs is very important where you cut on the latter.
The cancellation or opting to use cash for you purchases is also a wise move. You should cut you credit card usage to the minimal. The advantage of using cash is that despite the temptation to do impulse buying you spend only what you have. Cancellation is the best option to keeping them and not using them for the standing charges still accumulate.
The debt relief of need for your debt crises should not hold you back but should motivate you to work harder and enjoy life to the fullest as long as you do not fall into debt again; standing up every time you fall should be your motto.